JAM Trinity stands for Jan Dhan Bank Account, Aadhar Number and Mobile Phone. With these three things, the subsidies can effectively targeted at the real needy. Leakages in subsidies can be removed. thus it will reduce the unproductive subsidy expenditure of the country.
JAM Trinity is an important topic of Indian economy subject of UPSC Civil Services, APPSC and TSPSC Group -1 and Group -2 exams.
For detailed information on JAM Trinity, please refer to this PDF:
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